Joe Bradford

Joe Bradford is an entrepreneur and an American scholar of Islam. He holds a Master of Islamic Law from the University of Medina, and has studied traditionally in the Muslim world for the past 20+ years. He was a VP and Senior Shariah Consultant for AlRajhi Bank, the largest Islamic Bank in the Middle East. Joe is sought after as an Ethical Finance Advisor to individuals and institutions at home and abroad.

Joe is one of the few experts on issues involving Muslims and Finance in North America. While his expertise spans many areas, he has focused his efforts on creating companies that allow people of faith and conviction to align their values with their finances.

As a co-founder of, he has leveraged his extensive knowledge of Islamic Inheritance (Far'idh) to create a world-class product that bridges the gap between traditional Islamic knowledge and requirements of the US legal system.

As Shariah advisor to Zoya.Finance, Joe has contributed in bring values to life, creating an app that makes halal investing easy by helping you build and monitor a shariah compliant investment portfolio with confidence and clarity.

As the principal of, Joe works with businesses and individuals to build a comprehensive overview of financial health, goals, and values allowing his clients to take the steps needed to achieve financial success and align their business and personal finances to their values as Muslims.

What I Do


You have questions. I have answers. Whether a business Sharia Compliance certification, personal finance advice, or how religious rulings apply to a particular situation, I assist you in navigating the challenge of aligning your values with your life decisions. For more about my services, see the links on my homepage.


Perhaps nothing is more important when learning than having an efficient and effective teacher. I strive to be that for you; by focusing on what’s important and translating my own studies and experiences into an engaging learning environment whether online or in person. For my courses onlineplease click here .


Whether at professional or community events, khutbas, or conferences, I seek to challenge, inspire, and inform. I am confident I can bring value to your organization and event. Currently I’m not booking speaking events, but will in the future iA.


I’ve written several articles, books, and published entries. These span my professional interests (like finance & Zakat), my academic interests (like early Islam and Islamic law), and current events and how they relate to Islamic thought. I also have a passion for mental health awareness. I’m sure you’ll find something of interest to you here.




Certified Financial Planning Program

Rice University


Master of Law, Honors

Islamic University of Medina


Bachelors of Law

Islamic University of Medina

Select Experience

2015 – Current

Zakat Advisor

Interfaith Ministries of Greater Houston

2013 – Current

Co-Founder, Islamic Estate Planning Online

2012 – 2014

Senior Associate

BNY Mellon

2008 – 2011

VP – Senior Sharia Consultant

AlRajhi Bank / Capital